ACVid

$95 AF hit yesterday. Called the retention dept. No offer. Was offered $100 statement credit last year. Minimal spend this year. I put most of my spend on BoFA travel reward card to get 2.625% CB. I paid AF on Ink+ as I did not get any offer on that card too as I use its 5x categories. I am debating whether to keep SPG or cancel it.

Edit: Called again. No PC, no Offers. Went ahead and cancelled the SPG Business card.