Originally Posted by
Happy
1) Would you mind to give a bit more info on your spend / payment pattern on the Ink Plus, like $ charged, frequency of payments, and for how long you were doing that... So it would help others better manage the risk.
2) Were your wife an AU on some of your cards or you are AU on hers? Did you have JT bank accounts?
3) Chase does not ban people for life if the closure is not due to discharge of debts - i.e. no forgiven debt and Chase is not out of any money.
Seems people were able to get back on the good side between 12 to 24 months per the past data points. Of course things can always change.
Good to hear of some hope-- but with the Case 5/24 will be very difficult to get cards ,as many will apply at other banks etc and will do more than one card every 5-6 months --though if all the issuers of cards continue with time restrictions --just may not be as big a problem