Originally Posted by
CiscoKid08
So Chase/JPM policy is that card accounts need to be open a year before product changes are allowed. I'm wondering if given that the Ritz Carlton Card and the JPMR are both issued by JPM, might it be possible to do a product change from the Ritz to JPMR after the card has been opened at least a year?
You can only change products within families - for example, the CSP can be changed to a Freedom and a United MP Explorer can be changed to the no-AF United MP card, but you can't change a United MP Explorer to a CSP / Freedom or vice versa. In this vein, the Palladium and JPMR are in the same family but the JPM Ritz is not.