Amex Personal Plat. I called in after having card for a year. I spent a little over min spend requirement, but had spend on other amex cards. Offer was $150 credit or 20k points. There was a spend requirement to get that, but I cut them off before finding out what it was. Anything less than 25k points was going to be a card closure for me and that is what I did. Have most of these benefits with other cards.