Hello,

A friend of mine has been swept up in the Chase Sapphire Reserve fever and wants to apply for the card. However, he's just started an MBA program and his income is therefore 0 dollars and 0 cents. That said, he has a lot of savings, had a high pre-MBA salary and will most definitely have a high post-MBA salary.

Have others on FT faced this situation? Is this just a period when you cannot apply for a card? Are most cards open to you provided you go into a branch and explain why you have no taxable income at the moment? Any experience or suggestions?

Thanks!