Funny you mention that. About two months ago I wrote a letter to BOA and made several suggestions on how they could improve their Travel Rewards Visa to make it more competitive with the Chase Sapphire Preferred. I suggested making the CDW Primary instead of secondary and allowing card holders to move the points to frequent flier accounts that they manage their cards, EX: Amtrak, Alaska Airlines with no fee. Also mentioned maybe institute some doubled points categories. I hope you are correct.