Originally Posted by
schalliol
I didn't realize they do this. So, if you keep old cards opened, do you guys just set something up on autopay for that account to keep it alive? I know for good credit, you want to have old accounts active.
AFAIK, keeping old accounts active doesn't affect your credit rating. But if you go too long without using a card Citi may close it down. Best to charge something on it 2 or 3 times a year. Monthly isn't necessary.