Two calls this cycle. Had wangled AF waiver last year after upgrading from Red. This year, no dice: Transfer to "relationship manager" led to "offer" to downgrade to either Red or no fee. This is in spite of several years of $30-40K annual spend. I will try again, then downgrade to keep account open and get AF refunded.

Sigh. I mean, what good are the EQMs now under AAs EQD requirement system? It's like painting over termite damage.