Originally Posted by
joelfreak
I am trying to read this thread and figure out, is there any reason why a current Pd card holder NEEDS to call and convert now, or can we just wait? A Wiki would be great.
- Lower annual fee ($595 v. $450) which I heard will be pro-rated
- Better rewards - if and only if - you don't plan to apply for CSR
Personally I don't plan to convert just yet as I like my Pd card and want to ensure that JPMR still includes UC.
Originally Posted by
comptalk
I believe eventually you'll be switched automatically. However, the main benefit is the increased rewards. The rewards suck on the Palladium card. Couldn't justify the annual fee. Now, with the travel reimbursement, 3x for res. & travel, and lowered annual fee, you really cannot lose.
The smart move would be to apply for CSR to get the 100k signup bonus. You can then use CSR to get 3x points on dining and travel. Why forego the 100k bonus?