It really depends on your spending. If you plan to spend less than $48000 and can max out the quarterly bonus, the CF would provide more value, though that diminishes as you get closer to $48000.

If you have records of your typical spending, year-on-year, you should be able to estimate which would give you more overall benefit. I would run it as just CF, just CFU, and both. I was surprised at the improvement over my previous everyday card (Discover Escape) and having CSR really makes it worthwhile to max things out points-wise.