Using $250 air travel credit on Citi Prestige without getting penalized?
If this topic has already been discussed, please link me!
My AF on the Citi Prestige card is coming up in October and I plan to cancel/downgrade to the Premier or Preferred. That being said, I was wondering if anyone plans to do the following:
1) Pay the AF
2) Use up the $250 air travel credit in 2017
3) Cancel/downgrade card and receive partial refund
If so, does Citi charge you for using the $250 credit without keeping the card for the whole year?