Originally Posted by
fanofwigs
I feel like if these companies gain any traction, they will be shut down.
They have already gained traction and they can't be shut down (esp. the overseas ones). In fact, the one I mentioned is out of stock until October. They are being advertised everywhere - I last saw a full page ad on Travel & Leisure magazine.
Originally Posted by
sfeater
An original design might fare better. I'd also be worried about potentially losing fraud protection by willingly handing your credit card over - especially since they have to migrate the chip over. Would read over your credit card contract in detail before sending your card in.
Yes, you can pay the slightly higher price to submit your own design, which can be a copy of the JPMR card design. You can also replicate your bank card so that it looks like the JPM debit card, if you're so inclined. There's no way for the bank to find out you did this (it's not like they ever ask you to mail in your physical card before resolving a fraud claim), so you wouldn't need to worry about losing fraud protection.
Originally Posted by
jdbcc
The people who are actually impressed by cards like these (like the high school girl at the Wendy's drive-thru yesterday) don't care about what the card says on it...just that it's "so dang heavy".
Agreed. They are impressed by the weight and not the text. Even if they read it, they don't know the difference between JP Morgan and Chase. This is because of the extensive brand dilution that has occured over the years where the two are used synonymously and in one phrase, e.g. JPMorgan Chase & Co. or
www.jpmorganchase.com. No "normal" person knows the difference.
Originally Posted by
bribro
Giving CPC clients access to a J.P. Morgan-branded credit card just creates confusion.
I can see your point but it's a self-inflicted wound stemming from brand dilution. They gave CPCs access to a JPM branded Palladium for years. The Chase website (
http://www.chase.com/online/private_...ge-banking.htm) itself says ""Chase Private Clients can choose from any ... J.P. Morgan credit card." It's their prerogative to do whatever they want now, but they have a history of bad brand management, mixing JPM with Chase. Maybe they are trying to fix it. But's its next to impossible when your company is called JPMorgan Chase & Co.