Hi all,

I have the feeling that most CC programs are of US.
I live in Germany and at the moment I have Hilton CC (it gives me HHonors Gold), EuroWings CC (Priority Check-In, Fast Lane, Free Luggage) and I canceled the Miles&More CC because I do not fly LH that much (and in was only intra-EU).

Which CC programs give us (wife and child) lounge access without considering status and booking class, for example?

I saw, for example, the Platinum Mastercan from Sparkasse (I am already a Sparkasse customer) which gives Travel/Health Insurance + Priority Pass Lounge Access, Concierge Service and so on, does it worth it?

Thanks