Yeah I said ta-ta to Citigold based on this an all manner of other hassles. In addition to the check deposit limit, you are limited to a $2,000 daily outgoing transfer limit. Really?? If I need to have a $50K minimum balance, do you really think I'd never have a need to move more than $2K at a time?

Beyond that, the website is a hot mess. For weeks I was completely unable to log in based on some bizarre security measure that - despite using my normal user name and password - kept making me input my ATM card number and checking account number.

As for the $100 discount on your Citi Prestige fee, take your $50K from Citigold and put it in a 1% bearing account to make $500 instead.