Originally Posted by
sdsearch
1. How can we know?
All we know is that
by today's rules, yes, if you keep both open, you (a) will keep all the points from both alive (in case that matters to you), and (b) it will allow you to apply for another one of either and get the bonus (if any) again.
But Citi changed the rules twice in just 5 months (18-:>24 months in April, then from per card to per program in August). So what's to say that in another year they won't have changed it again (for example, to say you cannot have the card still open, or to increase 24 to 36)? No one knows, but 2 churning policy changes in 5 months does not make me confident that they're done with changes.
2. There hasn't been
any signup bonus at all on the Premier in
months:
So I'm not sure how you can be confident that there'll be another signup bonus in a year.
Well not confident at all, more hopelessly optimistic. Basically I would sign up for any card that has a bonus. But yeah two changes in 5 months is making me reconsider this strategy because the next logical move would be to not allow you to apply if you have it open. Also I would have to keep them both open to not risk the clock resetting.