Originally Posted by
osugrad2x
I have a question. I have the Prestige and Premier both due in the next two months. At this point does it make sense to go for a retention? Next year will I be able to apply for a signup bonus for either card if i already have them both open? It may not be worth paying/retaining both if I can only get the Preferred card next year.
1. How can we know?
All we know is that
by today's rules, yes, if you keep both open, you (a) will keep all the points from both alive (in case that matters to you), and (b) it will allow you to apply for another one of either and get the bonus (if any) again.
But Citi changed the rules twice in just 5 months (18-:>24 months in April, then from per card to per program in August). So what's to say that in another year they won't have changed it again (for example, to say you cannot have the card still open, or to increase 24 to 36)? No one knows, but 2 churning policy changes in 5 months does not make me confident that they're done with changes.
2. There hasn't been
any signup bonus at all on the Premier in
months:
So I'm not sure how you can be confident that there'll be another signup bonus in a year.