Originally Posted by
Happy
Be careful to use your personal card for business purpose.
Dont know about credit card but for checking accounts, it has been known banks closed the checking accounts if being used for business per the transaction pattern. Banks want business spend being put on business accounts. Though they dont seem to have objection the other way round. Must be something to do with compliance.
They get more interchange from business cards, so they would rather have personal spend on business cards instead of the other way around. As far as compliance goes, the rules are also much less strict on business cards - statement cycle length and all that - so they prefer you on a business card for that as well, but banks are really playing with fire by just taking people's word for it when they say they have a legitimate business and give them a card when it's clear they do not.