Originally Posted by
Hyacinthe
The very first time I applied (May) was just after being approved for a couple card (TU inquiries) and only the first statement was already reported to EQ.
The reapply at the end of June and was approved. The only thing that changed on EQ was the new accounts had been reported for longer and I paid off an MBNA BT (so my overall utilisation went down).
Wife and I cancelled Cards in Jan 16' (second churn)
She reapplied in July, had to call in, was advised they would just re open her old account, Asked to have new card, they said she would have to pay AF.. she declined offer. After that i decided not to apply and we will both try again in Jan 17' just to be safe