Originally Posted by
PUCCI GALORE
I always use a credit card because in the UK it provides protection in the case where a vendor defaults. Whilst this is a very unlikely scenario here, I do it anyway. When Air South collapsed years ago, I got all my money back from MasterCard.
We pay £5 per person to AA - but frankly I'd never use my Debit Card for such a transaction. What's happened now?
If you pay by debit card and the transaction is over £100 you are afforded the same protection (I belive it is backed by VISA).
Initially I thought that AA had say authorised £1400 but when the tickets went through at say £1398.54 the bank was not able to tie up the authorised amount so the new transaction went through and the authorisation amount remained on hold pending a possible transaction for £1400.
Banks don't tend to like removing authorisations on the say so of a customer as if they do and BOTH amounts go through it could allow an unauthorised overdraft/overlimit fee. They would usually only do it for low risk customers. This is why AA have a process where they give documentary evidence that there has been a double authorisation to give the bank confidence to remove this authorisation.