Originally Posted by
ponickka
Instead of the Sapphire Preferred, you may want to look at the Chase Reserve. It will yield more points and the travel credits for 2016 & 2017 can offset the annual fee (you actually come out ahead since you get $600) and annual fee is only $450.
Unfortunately I don't make nearly enough money to afford a $450 annual fee.
Really, I'm just trying to figure out if this strategy is a good one, or if I should just stick with the Barclay card to rack up points. I have a hard time understanding miles vs points. Trying to figure what will get me the cheapest travel. I appreciate other card recommendations, but can't afford anything more than a $95 annual fee and that's pushing it for now.
