Originally Posted by
STS-134
Having a *Chase* mortgage seems like it could help, as if you go bankrupt, they could probably seize your house and sell it to recover the money, provided that you have a low enough LTV on your loan.
I don't think so. A mortgage is a secured loan - the house is the security. But only for that specific loan.
A credit card is an unsecured loan. Thus the higher interest rate.
There's no way a bank could use security for one loan to pay another.