Yeah, that's just one aspect of why this is so funny!
And then there's the buck naked naivete of complaining about how Chase isn't being fair.
And then there's never having heard of just about the most basic financial rule there is, namely, He who has the gold makes the rules.
And there's the pathetically transparent attempt to hide the ball, which is the sign-up bonus. Converting from another card? Let's hide that ball, right?
And then there's the sense of outraged entitlement that, frankly, is just one beautiful sight to behold.
And then there's the evident self-awareness of a gnat.
And then for a real laugh -- for the comparison! -- there's the up-front and adult way One Mile at a Time handled the application process. Successfully, of course.
I could go on and on, of course, and I've probably missed your favorite laugh-aspect, but this is all that struck me up front.
I'm still laughing . . . .