Originally Posted by
d3vski
Just phoned up to downgrade to the free card to maintain my 2-4-1 but the guy on the phone stated that I would have to make a new application for the basic card and it will be as if it's a new application with a new credit check, etc but will replace my BA premium card because I cannot hold both.
Is this correct?
I did this recently and Amex treated it as a new application. Credit scored me and everything.
Had to give them a right b*llocking on the phone. They got it all sorted but I'd get them to do it for you on the phone rather than make a new application.