Originally Posted by
NoStressHere
forgot about the $450 annual fee. Duh on my part! (so accustomed to deals with no fee the first year)
So, without a doubt, in the first three months I will spend close to $5k. Not even going to chance it, unless I see something in WRITING from Chase. Assume it does not count and all is fine.
You certainly can do what you want but anything you purchase and are reimbursed under the travel credit is most definitely counted towards the minimum spend. It is for the Ritz and every other credit card out there that has similar benefits. Not sure why this is even being debated.