JB Hi-Fi at Westfield Sydney

A friend purchased a cable for A$25.95, and the offer came up with an exchange rate (from memory) of 0.7961 USD/AUD. The current MasterCard exchange rate is 0.7668, so it represented around a 3.8% markup. It would have been about A$1.00 in this case.

Fortunately the cashier handed the terminal to us. I watched it like a hawk and intercepted when the prompt came up, saving my friend from DCC. (He was ready to press yes.) The acquirer is ANZ.

Kopuz Souvenirs at Paddy's Market (Haymarket)

This was another ANZ terminal. I didn't get a look at the rate as I was making sure the cashier pressed the correct buttons (CLR to decline DCC). I avoided DCC without any hassle.

ANZ's implementation doesn't allow one to see the rate post facto either since the pending amount is the non-DCC amount if one declines.