Originally Posted by
ILuvParis
Well, I had "ultimate rewards" points earned on that card. I had no idea what they were until I got the Chase Sapphire and noticed the "ultimate rewards" terminology. I combined them once I got the 40K bonus and transferred them to Hyatt. Sorry, I don't remember the mechanics. And the website has been completely redesigned since then. I no longer use that card and don't have any points or balance.
That's the point about the free cards and the 'premier' (with annual fee) cards. If you only have free cards, you can't redeem for anything but cash back. If you have a annual fee card you can transfer it to that to turn it into other points.