Agree. I hope they keep the Palladium card. There's no downside to it. It must have been a pain to maintain the card for such a small population, but now it'll be cost-effective because they can (and should) merge the Sapphire Reserve benefits into the Palladium. Then, they just need to add a few extra perks for Palladium (which already exist), and they'll have a special card for their JP Morgan clients.