Hello all,

I've been churning for about a year, and today got an "application pending" message when applying for the Barclaycard Arrival Card World Elite.

Here's info about my credit history:

Score: 767 (dropped from 800s since beginning to churn a year ago)
Total accounts: 14
Utilization: 0-1%
AVERAGE AGE OF CREDIT
5 yrs 3 mos
OLDEST ACCOUNT
10 yrs 7 mos
NEWEST ACCOUNT
7 mos

I'm unclear about the best strategy going forward when choosing which cards to apply to. So far I use only my organic spending to meet min spending. How do I figure out which card to apply for next, and should I perhaps apply for several in one day rather than one at a time? If I applied for several I might have to buy GCs and then use the GCs for my organic spend, because I only spend enough to cover getting a new card every 2 months or so.

Also, would closing some of my newest accounts boost my score? Since starting to churn I've gotten the Sapphire Preferred, Venture Capital One, Citi TY Premier, B of A cashback, Amex Starwood Preferred, Amex Premier Rewards.

I got denied (or perhaps pending? But IIRC it was outright denied) for the Chase Freedom card; must be because of the 5/24 rule.

Anyway, can experienced churners please advice as to what my strategy should be going forward? How do I choose which cards to apply to, etc?

The recent Chase denial and "pending" message from Barclay is making me wonder if I need to re-think my strategy. I was deciding between the Barclay card and the B of A travel rewards card as my next card to meet min spend on and I simply chose the most appealing one; was there anything I could've done differently?

Thank you!! This forum has been a wealth of useful info.
--
Decided to apply for B of A travel rewards to have something to meet min spend on, because I'm close to meeting min spend on my current card. Got approved with I think the highest credit line of all my cards. This will decrease my utilization even further -- no idea if this is something I should attempt to control by closing cards or not. Any advice would be appreciated!