Originally Posted by
lumangoy
Did you ask why you were rejected?
My credit score is pretty good, but was recently denied for a credit card and when I asked my, it was because of the debt in my credit report!
I'm waiting to get that cleared and I will apply again!
so... check your credit report if you haven't.
Chase sent me a letter stating that I have made too many inquires in the past (5/24 rule). This means that in the future, I will be ineligible for any Chase cards (unless I am targeted for an offer) because I apply for more than 5 credit cards in a 24-month period.
Bank of America denied me because I "already have an account" with them (I waited over 90 days between applications).
My credit score is 781.