Originally Posted by
Bretyost
Just started depositing MO with USAA mobile, and it has been working great. Just one question: After about 2.5k over the last week, they held $300 from one of my deposits, and it won't be available until Saturday. I currently have about 2.5k more in MO that I have not yet deposited, because I am afraid they are going to put a long term hold on the MOs, and they were bought with an Amex BRG which comes fully due on the 2nd. Has anybody else had these holds placed on their deposits? Online reports of it happening seem a bit inconclusive.
The amount you can do before they start placing holds on your account depends on how long you've had the account open and your transaction history. I can do maybe 10-15k before the holds start coming down, then it's 5 biz days. I do like 30k with them. It's normal, but a bit of a nuisance.