Hello,

I am planning to rent a car (LDAR) in Europe (Munich -> AMS) for 20 days. Buying insurance would probably be nice for peace of mind. However there are different ones such as the Loss Damage Waiver, Roadside Protection, Personal Accident and Tire-Glass Coverage. Which of these are worth the money?
I will be using a credit card to rent it (HSBC/Std Chartered/Citibank), I wonder if they have insurance coverage? Does your credit card cover?

Just to be detailed, the countries I will be covering are Germany, Italy, France, Netherlands. Mostly worried about theft in Italy though I do not leave any valuables in plain sight.