Originally Posted by
carrotjuice
No UOB absolutely puts cardholders through a convoluted systemic brainless process even though they - eventually, in all likelihood - would decide to waive your fee just to retain you as a customer
Sounds like HK
http://www.flyertalk.com/forum/catha...l#post17405261
We don't have kiasu so I called it trying for an annual fee. If someone finds a suitable Chinglish term please let me know.
One difference in HK is that they don't deduct your points/reward cash so it's a lot easier to spot when you've been billed and to harass a CS agent for a waiver.