Originally Posted by
italdesign
I'll have a data point soon. I applied for biz @ ~30/24, with very little revenue and just cancelled another Chase biz card 1 day before. Big gamble, we'll see.
Well, I'll be damned... It's already approved after applying yesterday. In my experience Chase biz cards usually take 2-3 weeks. I wasn't going to check until next week...
App status phone line says so and it shows up on my Chase.com business account. Hopefully not a mistake!
16 new primary accounts (3 are biz) + a few more AUs in 24mo (
not 30 as previously thought). 3 new Chase cards in last 6 months.
I believe these factors helped me:
-Didn't have any other Chase biz card open at the time of app. It's OK to cancel one, wait one day, and apply (as I did).
-Reduced CL across my Chase cards to bare minimum before app.