FlyerTalk Forums - View Single Post - Citi ThankYou points - cancel, downgrade & expiration considerations (2012 - 2023)
Old Jun 18, 2016 | 11:49 am
  #249  
beltway
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Originally Posted by sdsearch
Does that matter only if one of the accounts' points have an expiration date, or are there other reasons you want to control which points you use for a given redemption?
Scenario:
  • I hold a TYP card (say, Forward) with points with expiration date N.
  • I also hold a second TYP card (e.g., Premier) for which the points never expire, or for which the expiration is later than N.
  • I have an immediate need to redeem TYP for an award.
  • I also plan to close card #2 (e.g., Premier) in the near future, but not before I make my TYP redemption.
If my accounts are combined, my redemption will always come from the card #1 pool of points. When I cancel card #2, I'll then have to contrive some way to use the points from it (which will suddenly have a 60-day expiry).

If my TYP accounts are separate, I can burn card #2 points at will.
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