First ever denial! Denied for Capital One Venture, due to too many open accounts without any balance, as well as too many new accounts. Thankfully, I had frozen Experian. I called reconsideration; the CSR didn't have an issue with the frozen Experian, but she did ask about the many accounts. Decided not to let her submit a reconsideration request, because she said it might involve additional hard pulls with no guarantee of success. So for me Capital One has been a waste of hard pulls.