We need help planning our 2004 vacation - the one we have dubbed "The ultimate 5-star beach/snorkel experience". We want to go somewhere fabulous and far away but are finding the options difficult to choose from. WEATHER is a major consideration, as is a 5-STAR accomodation. We don't care about nightlife, activities other than snorkeling & diving, or shopping.

Please help us decide between the following:
- Four Seasons Maldives and Island Explorer yacht (December)
- Amanpuri Phuket with sailing excursions to Phi Phi and Krabi (November or December)
- Hayman Island Resort & Lizard Island Resort on the Great Barrier Reef (October)
- Banyan Tree Seychelles with excursions to neighboring islands (September or October)

Your insight is greatly appreciated!