I didn't realize that these bonuses were offered on Chase accounts till yesterday. For some unknown reason I had somehow overlooked this post and any mention of it by various bloggers in the past. I was looking to diversify some of my deposits anyway so a quick trip to the Chase branch down the street after getting the $500 referral code online and I'm all set. Checking and Savings accounts don't earn crap in interest regardless of where you bank so this $500 bonus is nice and works out at over a 3.3% return if I leave my money there for a year....even more if I bailed after 90 days but I doubt I will do that since there aren't any real good rates out there. Only thing that would have made this even better is if I had gotten UR points for the account.