Originally Posted by
RTLS
Thanks for the quick reply but what is the FHR program?
"Fine hotels&resorts" - if you stay at select properties you get special extea benefits (eg 100USD to use for food/etc at the resort during your stay), read up on all the benefits
And the credit being usable once per CALENDAR year is sweet because it means it takes down the annual fee by 400

(if you plan on just having the card for 1 year)