mega-noob here --

Have a regular visa 1% cash rewards card (which I'm beginning to suspect is garbage) and an Amex BoFA accolades card, with a decent amount (? 100k+ points) of rewards accumulated. I pay off my balances in full every month.

Haven't applied, but I'm assuming I'd qualify for an amex platinum, based on my income + credit score, although i'm pretty young (29).

Should I be applying for that or for another card? I'm feeling like I am seriously missing out on some rewards. I have an established banking relationship with the issuing bank for both cards, but I travel (2x a month, lots of hotel stays) and generally spend a bunch, so I feel like I am not capitalizing on my situation.

My wife, who earns the same amount, has slightly worse credit, and fewer assets to her name, just got approved for a chase sapphire approved with a credit limit literally 4x my amex, so I'm starting to think I can upgrade.

Thanks, and apologies if this isn't the right forum.