Originally Posted by
t325
I recently got back from Italy and was only force DCCed once, and it was only for a couple bucks, so I didn't raise a huge stink. Everyone else either asked, or just did EUR without asking.
Interestingly enough, I was never asked to DCC using my Schwab debit card in an ATM, but the person I with, who was often using the same ATM with his debit card from a local credit union was asked to DCC every time.
I can confirm that the Schwab debit card won't get DCC offers when the Capital One 360 debit card (old magstripe version) will. I thought this was ATMs not DCCing chip cards, but it may be more complex e.g. Visa vs MC.