FlyerTalk Forums - View Single Post - Dynamic Currency Conversion (DCC) [2014-2016]
Old May 13, 2016 | 6:21 pm
  #2439  
jamar
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Originally Posted by Majuki
I thought each card contains information on its "native" currency and can only have one?

Imagine those who got this for its intended purpose only to get hit with DCC in other countries.
It's certainly happened. When I used mine in Austria, shops that could DCC would always ask if I wanted to be charged in US$ even though euros are one of the 10 currencies supported (and I can pay that euro balance in US$ for less than 0.2% spread).

Originally Posted by zyxlsy
Therefore, I'm guessing it is prone to DCC if the POS really wants to do some dirty stuff. I'm still curious to see whether Tax Refund can be process natively without any conversion on VISA's part.

The one time I actually got taken was VAT refund after a summer trip/exchange program to Europe. I presented my ICBC card because it natively supported euros and pounds. Global Blue refunded me in US$ minus their spread. Don't know who to blame for that one, though.
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