I just got the gold biz last month (50K/5K + 25K/5K), and I just got the personal plat (100K/3K) earlier this week. Question is whether I should pull the trigger on a targeted business plat (75K/5K). I think it's too good of a deal not to, but I would rather space the plat cards out more so I get the benefits for longer than one year. I guess that's a minor detail though, and I can always rotate to cards like Ameriprise or Mercedes for those benefits. Or just live without them. Won't kill me.