FlyerTalk Forums - View Single Post - Filing for Bankruptcy! Can I still churn in several years vs 7?
Old May 8, 2016 | 12:39 pm
  #12  
ericosuave
 
Join Date: Sep 2014
Location: Planet Earth , Solar System
Programs: Aeroplan , AMEX
Posts: 62
Bankruptcy will stay on your public file for 6 or 7 years ,depending
on agency . You will not get regular credit card even in your score is excellent.
Applying for one will trigger a hard pull ( lowering your score ) and will cause your application to be declined automatically . The reason being the big no no ;
B A N C R U P T C Y . The banks and other financial institutions are merciless .
You can get pre-paid credit cards ( they are not really credit cards but mimic them as you can use them exactly like regular ones )
Welcome to the world without credit , it will be a bumpy ride .
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