Originally Posted by
pbl22
I earn way above any limits for credit cards, also in SIN on an EP, and have had more card applications declined than approved. I find it bizarre.
When my most recent declination happened, I asked the Standard Chartered guy to explain to me exactly why I was declined for this card. He said he couldn't tell me and that I was welcome to get a credit score assessment. I didn't bother, as I had just obtained a card from DBS, have never missed a payment on anything, so I didn't think there was any issue there.
There's still a lot of things in SIN I will never understand (or that seem to follow their own logic).
When I was on EP I used HSBC cards extensively due to a good credit record overseas and relocation assistance.
I only ventured into the local credit card game once a PR.