FlyerTalk Forums - View Single Post - Filing for Bankruptcy! Can I still churn in several years vs 7?
Old May 6, 2016 | 12:02 pm
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BearX220
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You should be prepared to have a hard time for up to 7 years:

https://www.creditkarma.com/question...mpact-my-score

Before that term expires you ought to be able to get limited credit instruments, like secured cards -- there is a whole shelf of higher-interest products for people "rebuilding their credit." But affinity cards, not so much.

Hard to believe bankruptcy was the best course of action for you if your principal problem was high revolving credit balances. You are paying a hell of a penalty to resolve your issues.
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