Recently had to file for bankruptcy. Wasn't due to churning really. I was actually doing fine paying everything on time. Mixture of business expenses piling up over the years, lots of losses, lifestyle changes, having a baby, buying a home, and having to finance two new cars. Lets just say what I was spending monthly on credit card payments was a bit high.
I'm super bummed because I love credit card churning and my credit score had actually gone UP since starting out with travel hacking.
Has anyone had this unfortunate experience? Is there any hope for me down the road? Could I be getting back into the game sooner than I thought (say, 2-3 years)? I'm just looking for some light to be shed on this.