My experience is that Citi, BofA and Wells Fargo report all cash incentives, no matter how minimal.
Chase reports cash payments >$250 according to my banker.
Have
never received a 1099 for points, or for points converted to statement credit (e.g. did this last year with Capital One)
Originally Posted by
xSTRIKEx6864
No 1099 for Chase UR
Correct. We have two UR accounts and did not receive 1099s for either one (bonus included)