In my attempt in obtaining cash back credit cards, I now have the "too many inquiries stamp" when applying for new credit cards and thus getting declined. There is one late payment I had a year ago which I paid off right away but I do believe that the inquiries are what has been getting me. Anyway to get around this or is it a dead end for an MSer? The only cash back card I have is from my bank at $2000. Percentages are 3% gas, 2% restaurants and groceries, 1% everything else.