Originally Posted by
Sintaku
Originally Posted by
Majuki
Yeah, rental cars are a difficult scenario. I too like to use my CSP because it provides primary all country coverage (even the difficult countries for CDW), so I'd prefer it over my AmEx.
Amex would be primary outside the USA for CDW.
Amex excludes the following countries from rental car coverage: Australia, Ireland, Israel, Italy, Jamaica, and New Zealand. CSP rental car coverage is valid in all countries.
Chase' coverage in primary in the United States, while Amex coverage in the US is secondary.
In addition, depending on the card type and options selected, the Amex coverage is limited to between $75,000- $100,000 for damage or theft. CSP has no such dollar limit. Chase excludes from coverage "expensive, exotic, antique automobiles; certain vans; trucks; motorcycles, mopeds and motorbikes; limousines; and recreational vehicles."* I've been assured by a Chase representative that most models of Audi, BMW and Mercedes Benz are covered.
* From the "Letter of Coverage" provided me by Chase at my request.