I am currently working on my minimum spend with CSP. I am in my first month using the card. My statement has not closed yet but I would like to pay it down so utilization is less than 10% before it does.
Would paying balance down before statement posts negate my minimum spend? Do they only count what is on the bill?
example:
balance $2500, I pay $2000, new balance that the statement sees when it posts is $500, do I lose that $2000 towards minimum spend?